Kakebo: The Japanese Art of Mindful Spending by Cinzia Chiari
Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebo—the traditional Japanese method of money management that is still widely used today.
Having enough money to live is one of the most important factors affecting our health. Trying to balance expenses—utility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)—leaves us worried and stressed. But there is a solution: Kakebo, a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more!
With this invaluable guide, you’ll interact with your spending every day for two years, and learn how to manage your personal budget. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes. Each day is divided into four categories: 1. primary needs—food, personal hygiene, children; 2. optional needs—shopping, cosmetics, gifts; 3. culture and free time—restaurants, books, entertainment; and 4. extras/foreseeable expenses—such as travel, repairs, tuition, and taxes.
Kakebo begins with setting a monthly budget. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target. Then, each day, record your various expenses. By keeping close tabs on what you’re spending, you’ll be able to identify the waste and see the most significant areas where adjustments can be made. Kakebo also offers practical and motivating tips that teach you how to save more successfully.
Kakebo isn’t just about money—it helps to develop self-awareness, self-discipline, and self-esteem, and promotes peace of mind. Best of all, you can begin any time of year—individually marking the months and days without wasting any pages. Plus, its simple yet inviting for-color graphics help you break down each expense and easily identify see where adjustments need to be made.
Kakebo: The Japanese Art of Mindful Spending is written like a diary making it easy to use daily in tracking your household expenses. A book that is full of helpful tips and tricks that is sure to help you stay on budget. Each month you have a monthly overview or breakdown of expenses and spending limits set for the month followed by each week that is divided into each day of the week including a place to summarize your weekly expenses. Kakebo is a wonderful book for anyone who is wanting to stick to a budget and needs a little help staying on track. ** I received a complimentary copy in exchange for my honest and unbiased review. This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.**